I know, for some people it is like getting your test back and not sure what your grade will be, but knowing you went to the Superbowl instead of studying for the test. A credit report doesn’t have to be nerve-wrecking. This is especially true if the financial burden of obtaining the report is taken care of for you.
Knowing your credit score will help you in cases where you fall in love with that new piece of furniture, new car, new appliance, and impulse takes over and you want to apply for credit, but you have had a couple bumps and you are not sure where you stand. (Hey, it happens to all of us!) By knowing your own score, before hand, you will be able to save yourself that gnawing feeling of “Do I?” or “Don’t I?” qualify and be able to approach the impulse purchase and plan for the non-impulse purchases, confidently.
Think of it this way, if you don’t know your credit score, you don’t know where to study for that test next time. So, any information that you can obtain, to help you improve, is just that, an improvement, right? Knowing your credit score may help you identify what the next steps are in your plan to take advantage of a higher credit score. So, what is better than obtaining your credit score? Obtaining a free credit score! What are you waiting for? The Superbowl will still be there, but take the few moments to help yourself, and take advantage of *knowing* your credit score.
